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Things to do if you get into a traffic accident while on your bicycle

 

Yupp, that’s me lying on the floor. I was riding home from work, crossing a box junction along Sungei Kadut Road. The green light was on, and it was my right of way. A car coming from the opposite direction did not see me, made a discretionary right turn, and I faceplanted onto the left window. Ended up with a fractured cheekbone, slight concussion, and six stitches under my eye. 

But don’t worry, all is well. Here’s what you should do if you have gotten yourself into a bike accident too.

 

At the scene of the accident:

#1. Stay clear of the road

Move away from the road to a safe position, even if that requires some crawling. You might be in greater danger if you sit right in the middle of the road. Call the ambulance if you are injured and need medical help. I was fortunate to have an army personnel and motorcyclist who stopped and helped me to redirect the traffic. 

 

#2. Gather information

Take pictures of your injuries at their worst to show their full extent, and any damages to your bike and clothing. (PS: Always wear a helmet, it will save your life)

 

A smashed left window, cracked helmet and broken watch

 

Record down the car plate number and contact details of the driver. Exchange details with the driver and witnesses. These are essential information for managing claims efficiently. 

Later that day, two traffic police officers came to the hospital to interview me for a few minutes. Make sure to take down the officer’s name, contact details and police case reference number. He or she may be responsible for investigating your case, so it is a good idea to keep them on your side. 

 

After the accident: 

#1. File for a Traffic Accident Report

You can access it via the Singapore Police Force website over here.

Recall the traffic situation. These are some of the information you need to record down when filing for a police report:

  1. Traffic volume: Light, moderate or heavy traffic?
  2. Traffic control: Did the accident happen at a box/ T-junction? Traffic light or pedestrian crossing? 
  3. Road surface: Was it dry or wet? Any pot-holes / debris / drains? 
  4. Weather conditions: Sunny/ heavy rain/ foggy?
  5. Type of collision: Head on/ Side Swipe/ Head to side collision? 

 

Include any supporting information such as a rough sketch of how the accident took place, photographs of the surrounding area or footage from your bicycle camcorder.

 

#2. Engage a lawyer 

It is highly advisable to engage a lawyer to help you with your case if it involves another party. Keep all your hospital appointment cards, receipts and medical certificates as proof.

Be as detailed as you can about the accident; time, location, what happened, injuries you sustained and damages you incurred. 

 

#3. Go for a medical check-up 

Even after you are discharged or you feel okay, go for follow-up appointments with your doctor. Sometimes injuries take time to reveal themselves. You want to be sure that you have recovered fully and are physically fit enough to get back on your bike. 

 

Got into a bike accident before? Do you have any tips to share with fellow cyclists? Do leave a comment below and let us know!

 

Esther Koh
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